Skip to main content

Pro tip: Remember to shop around for new auto insurance every year

Cheap auto insurance plans may be around the corner — but you'll have to take a detour to find them

Black Friday and Cyber Monday have come and gone, and you made your decision on whether or not to move it or lose it on a new TV or laptop at a steeply marked-down price. Now, you’re likely looking ahead to  your New Year’s goals. Re-evaluating work-life balance, finances, and physical health may be high on your list.

One item that may not be: Ensuring you have the best car insurance. We know you’re probably busy, and you may have even set up “auto renewal” on your auto insurance. You shopped around years ago, found effective and cheap auto insurance, and called it a day. The automatic renewal feature gives you one less thing to do, right? 

Recommended Videos

Right, you may be missing out on the best car insurance for you for the next six months or year ahead. 

Earlier this year, a Redditor made it a point to check their auto insurance and had to do a double-take. 

“We’ve been with Geico for 11 years, and for some reason, they hiked our rates by a whopping 40% on our latest renewalI called in thinking it had to be a mistake since nothing had changed on our end, and the rep was like, ‘Yep, sorry. Inflation,’” the Redditor wrote.

The person shopped around and got a sweeter deal from USAA. Besides inflation, here are some other reasons you may want to check out other auto insurance before your renewal date rolls around.

close up of a black car
Image used with permission by copyright holder
  • Return to normal means a return to higher rates. Turns out, current events may be a reason for the ever-changing auto insurance rates, providing a reason to do some research before renewing. Moneygeek.com suggests shopping around at least once per year and notes that fewer cars on the road led to some auto insurance reducing rates in 2020 and 2021. With traffic inching closer to pre-pandemic levels, rates may follow suit.
  • Your finances may have changed. Inflation may be affecting car insurance companies, but it may also be impacting your wallet. PEW Research published in the spring of 2022 found that Americans listed inflation as their top worry. If you’re concerned about finances or finding that your dollars aren’t stretching as far right now, you may want to look into a cheaper auto insurance plan. There may be some parts of coverage you can skip. You may also opt for a higher-deductible plan (just beware: If you need to use your insurance, you’ll have to pay more out of pocket to hit that deductible before your company steps in to help.)
  • You’re adding drivers. Do you plan to add a teen driver to your policy this year? Shopping around is important in this case. Different plans offer different rates for newbie drivers, according to the website CreditKarma.com.

Attempting to score sweet deals on electric cars may be the big auto trend right now. Shopping around for the best car insurance every year may not save you time, but it can save you money. Other factors, such as a clean driving record, can affect your plan. Drive safely and abide by the laws for the best chances at the lowest-cost insurance plans. Make sure you’re reading the fine print of your plan. While some low-deductible plans appear like great deals at first glance, you’ll likely have to pay more out of pocket if you get into an accident. You can compare prices easily by getting quotes online or speaking with an insurance broker who can provide more insights.

BethAnn Mayer
Beth Ann's work has appeared on healthline.com and parents.com. In her spare time, you can find her running (either marathons…
Jeep unveils the all-new Cherokee to debut late 2025
New Jeep Cherokee coming late 2025
Jeep Cherokee

When the Cherokee left Jeep's lineup at the end of 2023, it created a noticeable gap between the smaller Compass and the midsize Grand Cherokee, leaving a lot of potential buyers wondering what happened. The Cherokee has always been a strong player in a super competitive field, going head-to-head with big names like the Toyota RAV4, Honda CR-V, Chevrolet Equinox, and Hyundai Tucson. So, it was a bit confusing when Jeep pulled the plug on the last generation without having a replacement lined up. After two years of sitting on the sidelines, Jeep is finally bringing the Cherokee back.

Recently, Jeep shared the first teasers of the new SUV ahead of its big reveal and expected launch later this year. Fans of classic Cherokees might be excited about the new model’s design, which goes back to a boxier, more rugged look that feels true to Jeep's roots. To highlight this, Jeep put out a cool image showing the new model alongside the older XJ-series Cherokees from the '80s and early 2000s. The 2026 version sports a flatter front end and squared-off headlights that remind many of the classic models, and the roofline is more upright, giving it a tougher vibe.
“The all-new Jeep Cherokee headlines our efforts to deliver more product, innovation, choice and standard content to customers than ever before,” said Bob Broderdorf, Jeep CEO. “Jeep Cherokee will boast competitive pricing that strikes at the core of the largest vehicle segment and sits perfectly between Jeep Compass and Jeep Grand Cherokee to bolster our winning mainstream lineup.”
Right now, Jeep offers a mix of vehicles, including gas engines and plug-in hybrids with their clever 4xe technology available in models like the Grand Cherokee and Wrangler. There’s a chance the new Cherokee could include a basic gas engine—maybe the same turbocharged 2.0-liter four-cylinder found in the Compass—alongside a 4xe hybrid model or even an all-electric version. For now, more details are still under wraps, but fans are eager to find out what Jeep has in store as the launch date gets closer.

Read more
The 2025 BMW X7 M60i may be the sportiest full-sized SUV on the market
Driving this, you forget you're in a full-sized SUV
Front 3/4 view of a a blue BMW X7 M60i

The luxury SUV market is a little crowded these days, so sometimes it’s difficult to stand out. There’s an argument that you should play to your historic strengths if you want to succeed, and that’s likely what BMW has done with the X7 M60i SUV. The vehicle is much larger than your average Blimmer, but at its core, it has all of the qualities that BMW customers tend to appreciate.

I recently spent some time looking at BMW’s biggest SUV, which has been enhanced with an “M” package. So, before hopping in the driver’s seat, I was already expecting a good amount of comfort paired with exceptional power. This is why the X7 M60i did not disappoint on either front.
It’s very aggressive, like a tiger on a leash

Read more
Bridgestone’s new touring tire comes with an 80,000 mile warranty
Bridgestone Launches All-New Turanza EverDrive Touring Tire
bridgestones new touring tire comes with an 80000 mile warranty bridgestone turanza everdrive  3

Since we started using a set of Firehawk Indy 500 tires a few months ago, Bridgestone has really impressed us with their dedication to quality and innovation in the tire scene. This week, they’ve introduced an exciting new addition—the Turanza EverDrive touring tire, and it's backed by an incredible 80,000-mile warranty, which is their longest yet.

These tires are designed for sedans, CUVs, and minivans, and they come with some really new and useful technology. The next-generation rubber compound helps fight against uneven wear, so you can expect them to last you longer. Plus, they’ll give you a smooth and comfortable ride, perfect for all your daily adventures with or without the family.

Read more